What’s the “Normal” Personal Loan Rate Environment (Nov 2025)

Here is a detailed article about the state of personal-loan rates as of November 2025 — and whether the often-advertised “5.49% APR” offers still make sense in the current market. I also explain why that number may be misleading or rare, and what borrowers in India (and globally) are realistically seeing today. What’s the “Normal” … Read more